Settlement
Orchestrated
On-chain settlement, verifiable collateral, and audit-ready reporting. Every flow, every wallet, every counterparty.
Integrated with
Built for Institutional Scale
Enterprise-grade infrastructure designed for the demands of institutional treasury management.
Every wallet, every chain.
Register and monitor wallets across Base, Ethereum, and Arbitrum from a unified dashboard, with per-wallet, per-counterparty, and per-contract visibility in real time.
- Wallet registry across Base, Ethereum, and Arbitrum
- Auto-tagging of every inbound flow to a counterparty or contract
- Real-time inbound and outbound classification
The Platform
Monitor, control, and report. All in one place.
Wallet Registry
Track balances per wallet, per chain
Cashflow Indexing
Auto-classify every inbound and outbound flow
Premium & Payment Collection
Generate intents with auto-matching
Policy & Treaty Rules
Auto-allow, flag, or block by rule
Approval Workflows
Multi-step review before execution
Counterparty Registry
Cedants, brokers, and addresses: allow or block
Team Permissions
Four roles, granular per resource
Bordereaux & Settlement Reports
Period-end reports with CSV export
Audit Trail
Drill from any report to the source transaction
Who It's For
Treasury & Finance
One view across every chain, wallet, and counterparty.
Compliance & Audit
Rules and approval gates on every transfer.
Underwriters & Claims
Approval gates and an immutable audit trail on every claim payout.
Captives & Carriers
Segregated wallets and audit-ready reports from day one.
How It Works
Get started in three simple steps.
Register Wallets & Counterparties
Provision dedicated wallets, register counterparties, and onboard your team with role-based access. No private key custody required.
Set Your Rules
Define policies, approval thresholds, treaty constraints, and counterparty controls. Every flow is evaluated before it executes.
Reconcile, Attest, Report
Auto-tag inbound flows to contracts, generate verifiable attestations of collateral, and export bordereaux and audit-ready reports on demand.
Built for Auditors and Regulators
Segregated wallets, non-custodial keys, and an immutable audit trail. Every flow verifiable on-chain, every action attributed to a named user.
Segregated Wallets
Each treaty, program, and counterparty gets its own on-chain address. Funds are ring-fenced by design.
Non-Custodial Keys
HarbourFlow never holds private keys. Wallets are provisioned through Coinbase's CDP infrastructure.
Approval Workflows
Multi-step review on every outbound transfer, with thresholds by amount, counterparty, or treaty.
Role-Based Access
Four roles with granular per-resource permissions. Every action is attributed to a named user.
Live Indexing
Every inbound and outbound flow is indexed and classified within the same block it lands.
Audit Trail
Every action, approval, and policy decision is logged and exportable. Drill from any report to the source.
Settlement Infrastructure That Auditors Trust
See how HarbourFlow gives Bermuda's regulated carriers, captives, and treasuries real-time settlement, verifiable collateral, and audit-ready reports.